Kila shilingi ina mwenyeweEvery shilling has an owner

Everyone says they paid. Now you can see who did.

FundCollect keeps the book for any group that collects money. Every payment lands on the right name and the right month, and anyone can see where things stand without asking the treasurer.

Umoja Women’s Group

Oct · 4 of 6 paid · Ksh 8,500 behind

Waiting for this month’s payments
MemberAugSepOct
Wanjiku KamauM-001
Achieng OtienoM-002 · Ksh 8,000 behind✕✕✕
Fatuma HassanM-003W
Njeri MwangiM-004 · Ksh 500 behind1.5K
Akinyi OdhiamboM-005
Mwende MusyokaM-006
  • Paid
  • 1KPart paid (amount)
  • ✕Overdue
  • WWaived

What you get

Collecting the money was never the hard part. Keeping track of it was.

01

Payments that find their owner

Record a payment, or import the group's M-Pesa statement, and each one lands on the member's name against the oldest month they owe. Nobody works it out by hand.

02

A statement nobody argues with

Each member opens their own statement from a link: what they paid, what it covered and what is still owed. No account to create, no screenshots to forward.

03

Two people for every shilling out

A payout or a loan is asked for by one official and approved by another. Nobody spends the group's money alone, and everybody can see that nobody did.

Groups of every size

From ten members to five hundred, the same book.

A group starts with contributions and a register. As it grows it lends, invests and shares out at the end of the year, and every shilling still needs two officials and leaves a record.

Loans with guarantors
Members borrow against their savings. Anything beyond them is guaranteed by other members, and the loan book shows every shilling lent and repaid.
Investments valued with evidence
A plot, a money market fund, shares: each one valued from a statement or a valuer's report, and confirmed by a second official.
A share-out the AGM can check
The year's interest shared in proportion to what each member saved, worked out to the shilling.
Statements straight from M-Pesa
Upload the paybill statement, and each payment lands on the member it came from.

And a merry-go-round, if your group runs one.

On the treasurer’s phone

The meeting starts from the record.

Not an exercise book, not a WhatsApp thread of screenshots. Every contribution, fine, loan and payout, with who recorded it and when.

Who has paid, month by month
The register, with arrears worked out to the shilling and late fines added on the day they fall due.
Welfare and loans, each in its own fund
Loans repaid out of members' contributions, guarantors where the group wants them, and the interest shared out at year end.
Reminders that send themselves
A text before the due date, and a receipt for every payment.
A file for the AGM
Every list and report as a spreadsheet, ready for the auditor.

Raising for something bigger

A harambee is won a round at a time.

Split the target into rounds and you know which ones you hit, which you missed and by how much, while there is still time to act. Every gift is recorded against its round, and a public page shows how far you have come.

Start a drive
One progress bar
0%
The same 34%, in ten rounds
  • Met its target
  • Closed short
  • Still open

You hit rounds one to three, missed the fourth by 40,000, and the fifth is tracking at the fourth’s rate, with five rounds left to do something about it.

One group, or every group you keep the books for.

A treasurer who looks after several chamas signs in once and moves between them. Each group sees only its own members and its own money.

Start with this month’s contributions.

Add your members and what each one pays. By the due date you will know who has paid, and so will they.